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Filling in this form means that you have read the Terms and Conditions below and agree to be bound by them. Terms & Conditions ----------------------- Please read these terms and conditions carefully. Irrespective of the delivery platform you use or of how the BTO Content (defined below) is delivered to or accessed by you, by accessing and/or subscribing to and/or using the Business Times Online ("BTO") website and the online content/services available on it ("BTO Content") you are agreeing to be bound by these terms and conditions. If you use the BTO website in the course of your business, you are also agreeing to these terms and conditions on behalf of that business and should also read the section regarding At Work Use. If you do not agree with the terms and conditions (or are not authorised to do so) you should not use the BTO website and should log out now. If you have any questions please contact btocs@sph.com.sg. 1. Access and Use 2. Privacy Statement and Registration 3. Technical Requirements and Site Security 4. Exclusion of Liability 5. Third Party Sites and Services 6. Governing Law and Jurisdiction 7. General 8. Services 9. Payment 10. Cancellation & Renewal 11. Money section and Invest section 12. Corporate Information 13. Changes to Terms and Conditions BTO website - Privacy Statement These terms and conditions were last updated on 8th September 2006 and replace all previous terms and conditions for the BTO website. BTO may change, alter or withdraw any part of the BTO website at any time (with or without notice to you) and may also change the terms and conditions. BTO will publish details of any changes to the terms and conditions in Section 13 below. You should regularly check Section 13 of these terms and conditions to see if any changes have been made - by using the BTO website after we have posted the changes, you are agreeing to be bound by them. If you do not agree to the changes you should cease using the BTO website and you may cancel your subscription to any Subscription Service in accordance with applicable terms set out below. References in these terms and conditions to "BTO" (or "we", "us" or "our") refer to the company operating the BTO website, see the Corporate Information section below for more details. From time to time BTO will run competitions, promotions and surveys on the BTO website. These are subject to additional terms and conditions that will be made available at the time they are run. 1. Access and Use Before the BTO Content is accessible, a user is required to register to become a paying subscriber. BTO reserves the right to change the manner in which BTO Content is made available or accessible to users. Certain sites or pages are only for use by users in the Republic of Singapore - see Section 11 below for details. Permitted Use: All BTO Content belongs to BTO or its licensors. BTO or its licensors own all intellectual property rights (including copyright and database rights) in the BTO Content and any selection or arrangement of the BTO Content. You may for your personal, non-commercial use: - retrieve and display BTO Content on any compatible device; - print a single copy of individual articles on paper (but not photocopy them); and - store such articles in electronic form on disk or on a mobile device (but not on any server or other storage device connected to a network). You may also on an occasional and infrequent basis email headlines appearing on the BTO website (but not full text articles) to a maximum of five individuals using our 'Email Article' service, provided that you shall not use this function for the purpose of either creating a commercial or revenue-generating service or regular information dissemination within any organization or other entity: if you would like to use the BTO website headlines in this way please refer to the "At Work Use" paragraph below. Restrictions on Use: You may not use the BTO website for any unlawful purpose. Except as expressly set out above, you may not copy, reproduce, publish, broadcast, transmit, modify, adapt, create derivative works of, store, archive, publicly display or in any way commercially exploit any of the BTO Content. Without limitation, you may not do any of the following without prior written permission from BTO (and neither may you allow a third party to do any of the same): - redistribute any of the BTO Content, including our headlines (including by using it as part of any syndication, news or content aggregation, library, archive or similar service); or - deep link to, frame, spider, harvest or scrape the BTO Content or otherwise access the BTO Content for similar purposes; or - create a database in electronic or structured manual form by systematically and/or regularly downloading/printing and storing all or any of the BTO Content; or - remove the copyright or trade mark notice from any copies of BTO Content made under these terms and conditions; or - use any machine, electronic, web based or similar device to read or extract the BTO Content by automated or machine based means. You acknowledge that "Business Times Online", "BT Online" and "The Business Times" are proprietary trade marks ("trade marks" includes service marks) and that you may not use them without prior written permission from BTO. Linking: If you would like to link to the BTO website, please read and comply with the following guidelines and all applicable laws. A site or service that links to the BTO website: - may display an BTO logo and/or masthead but must not otherwise use any BTO trade marks without permission from BTO; - may link only to the homepage of the BTO website unless BTO has otherwise given prior written permission; - may not remove, distort or otherwise alter the size or appearance of the logo; - must not be a site or service that contains content that could be construed as distasteful or offensive; - must not in any way imply that BTO is endorsing it or its products or services; - must not misrepresent its relationship with BTO or present false information about BTO; - must not be a site or service that infringes any intellectual property or other right of any person or that otherwise does not comply with all relevant laws and regulations. BTO expressly reserves the right to require that any link in breach of these terms and conditions be removed and to take whatever other action it deems appropriate. At Work Use: If you are using the BTO website in an "at work" capacity (whether for a company, partnership, public sector body, club, association, charity, etc.) and your use extends beyond personal, non-commercial use then you should contact BTO's Content Sales Team at btocs@sph.com.sg to discuss your business requirements, since it is possible that your use of BTO Content extends beyond what is permitted by these terms and conditions. In particular, all requests to republish, redistribute or syndicate BTO Content, whether headlines, full text articles (or parts thereof) or the right to use BTO Content internally within your business (for example, as part of a regular information dissemination service or on a company Intranet) or any external use that you may make (for example, within client reports or briefings) should be addressed to us, as such use falls outside the scope of use permitted by these terms and conditions. For more details please contact us at btocs@sph.com.sg. 2. Privacy Statement and Registration All information received by you from your use of the BTO website may be used by BTO and such use shall be in accordance with our Privacy Statement. On registration, you must provide BTO with accurate, complete registration information and it is your responsibility to update and maintain changes to that information on the applicable the BTO website registration pages. BTO is entitled to rely on any information you provide to us. Each registration is for a single user only. On registration, you will choose a user name and password ("ID"). BTO does not permit any other person sharing your ID or access through a single ID being made available to multiple users on a network. BTO may cancel or suspend your access to the BTO website if you do this without further obligation to you. You are responsible for all use of the BTO website made by you or anyone else using your ID and for preventing unauthorised use of your ID. If you believe there has been any breach of security such as the disclosure, theft or unauthorised use of your ID or any payment information, you must notify BTO immediately by e-mailing btocs@sph.com.sg If you provide BTO with an email address that will result in any messages BTO may send you being sent to you via a network or device operated or owned by a third party (e.g. your employer or college) then you warrant that you are entitled to receive those messages. You also agree that BTO may refrain from sending messages to you without notifying you, even if you have subscribed to receive them, if we receive a request from a third party to stop sending messages to you. If you subscribe to the BTO website Subscription Services (see Section 8 below) then you may choose to use the "Remember me" log in feature that enables you to be logged in automatically to the BTO website whenever you visit without having to manually log in each time. However, we recommend that you do not enable this feature on any computer that is or may be used by anyone other than you in order to prevent unauthorized access by third parties to both your subscription details and features of the BTO website personal to you. 3. Technical Requirements and Site Security The BTO website is best viewed using the Internet browsers IE6 or Netscape 7 at 800x600 resolution. Any older browser versions may work but users could have limited browsing capability. Any payment information you send to us over the Internet is encrypted using 128 bit Secure Socket Layer technology. SSL is currently the preferred method to securely transfer credit card data over the Internet. 4. Exclusion of Liability The BTO Content is only for your general information and use and is not intended to address your particular requirements. In particular, the BTO Content does not constitute any form of advice, recommendation, representation, endorsement or arrangement by BTO and is not intended to be relied upon by users in making (or refraining from making) any specific investment or other decisions. Appropriate independent advice should be obtained before making any such decision. Any agreements, transactions or other arrangements made between you and any third party named on (or linked to from) the BTO website are at your sole risk and responsibility. Any information that you receive via the BTO website whether or not it is classified as "real time", may have ceased to be current by the time it reaches you and share price information may be rounded up/down and therefore not entirely accurate. BTO is not responsible for any use of the BTO Content by you outside its scope as stated in these terms and conditions. No Warranty: BTO does not give any warranty in respect of the BTO website. To the extent permitted under applicable law, BTO hereby disclaims all warranties, conditions or duties of every nature whatsoever, including without limitation, any implied warranties of quality, merchantability or of fitness for a particular purpose, any express or statutory warranties, and any warranties or duties regarding accuracy, timeliness, completeness, performance, availability or lack of negligence. There is no warranty that the BTO website is free from infection by viruses or anything else that has contaminating or destructive properties. Exclusion of Liability: To the fullest extent permitted under applicable law, BTO shall not be liable to you for any loss or damage which relates to your business or investment choices whether or not as a direct or indirect consequence of your use of the BTO website (including lost profits or loss of privacy or loss of or damage to data). In addition to but separate from the above specific exclusion and to the fullest extent permitted under applicable law, BTO shall also not be liable to you for any other indirect, special, consequential, incidental, punitive or exemplary damages whatsoever that arise out of or are related to your use of the BTO website. The above disclaimers and exclusion of liability apply equally to your use of the BTO website and all BTO Content. Without limitation to the above, BTO is not liable for matters beyond its reasonable control. 5. Third Party Sites and Services The BTO website contains links to other Internet websites or online and mobile services provided by independent third parties ("Third Party Sites"), either directly or through frames. Third Party Sites may be co-branded with BTO and so include BTO's trade mark. BTO is not responsible for the availability or content of Third Party Sites and will not be a party to, or in any way responsible for, any transaction concerning goods or services available from such Third Party Sites. If you purchase products or services from a Third Party Site your contract for such products or services will be with the third party and not with BTO. Our Privacy Statement does not apply to Third Party Sites. Copyright in any software that is made available for download from the BTO website belongs to BTO or its suppliers. Your use of the software is governed by the terms of any licence agreement that may accompany or be included with the software. BTO is not responsible for any technical or other issues that may arise if you download third party software. Do not install or use any software unless you agree to such licence agreement. The BTO website contains advertising and sponsorship. Advertisers and sponsors are responsible for ensuring that material submitted for inclusion on the BTO website complies with all applicable laws. BTO will not be responsible for any error or inaccuracy in advertising or sponsorship material. 6. Governing Law and Jurisdiction These terms and conditions shall be governed by, and construed in accordance with, the laws of the Republic of Singapore. The parties irrevocably agree that the courts of the Republic of Singapore shall have jurisdiction to settle any dispute which may arise out of, under, or in connection with these terms and conditions, and for those purposes irrevocably submit all disputes to the jurisdiction of the courts of the Republic of Singapore. 7. General You may not assign, sub-license or otherwise transfer any of your rights or obligations under these terms and conditions. If any provision of these terms and conditions is found to be invalid by any court having competent jurisdiction, the invalidity of that provision will not affect the validity of the remaining provisions of these terms and conditions, which shall remain in full force and effect. Failure by either party to exercise any right or remedy under these terms and conditions does not constitute a waiver of that right or remedy. Headings in these terms and conditions are for convenience only and will have no legal meaning or effect. No third party shall have any right under the Contracts (Rights of Third Parties) Act (Cap.53B) to enforce any of these terms and conditions. 8. Services THE BTO CONTENT IS AVAILABLE ONLY VIA SUBSCRIPTION BTO("Subscription Service") WHICH SHALL BE ON AN AUTO-RENEWAL BASIS. BTO does not guarantee that the availability of the BTO Content will remain available as a Subscription Service. BTO reserves the right to alter the Subscription Service and to alter the types of services offered on the BTO website and to charge a fee for offering them or to offer them free-of-charge. You agree to pay any subscription fees at the rates in effect when the charges are incurred. In order to subscribe to a Subscription Service, you must provide us with complete and accurate payment information. Payment of subscription may be by way of credit card or cash or cheque. Subscription fees are payable for the Subscription Service as follows: Three different types of online subscription plans are available: � Fixed three-month period for S$15/- (Singapore Dollars fifteen only); � Fixed six-month period for S$28/- (Singapore Dollars twenty-eight only); and � Fixed twelve-month period for S$48/- (Singapore Dollars forty-eight only). Any change in rates (subscription fees) shall be posted on the BTO website. Please check the website regularly for the latest rates. 9. Payment Payment online can only be made using a credit card. For other available payment modes such as cash or cheque, please contact us at btocs@sph.com.sg or telephone number +65 6388 3838. By submitting credit card and/or other payment details to BTO you warrant that you are entitled to purchase the Subscription Service using those payment details. In the case of unauthorised payments BTO reserves the right to suspend or terminate your access to the Subscription Service. If we do not receive payment authorisation or any authorisation is subsequently cancelled, we may immediately terminate or suspend your access to the relevant Subscription Service. BTO will try to process your subscription promptly but does not guarantee that the Subscription Service will be available to you by any specified time. A contract with you for receipt of the Subscription Service will come into effect when BTO sends you an email confirming your subscription. BTO reserves the right to suspend or terminate your subscription to the Subscription Service if you breach these terms and conditions, with or without notice and without further obligation to you. BTO will charge you in Singapore Dollars and any applicable taxes shall be payable by you. You will not receive a bill for your subscription. We will bill all charges automatically to your credit card. Subscription fees will be billed at the beginning of your subscription or any renewal . 10. Cancellation & Renewal Cancellation You may cancel your subscription by contacting btocs@sph.com.sg or telephone number +65 6388 3838. There will be no refund nor rebate if a subscription is cancelled or terminated during the term of your initial subscription or any renewal period, in the absence of any fundamental breach by BTO of these terms and conditions. Renewal Your subscription will renew automatically, for the same one-month, six-month or twelve-month term as stated in your initial subscription, unless we terminate it or if you cancel it by contacting btocs@sph.com.sg or telephone number +65 6388 3838. IF YOU DO NOT WISH TO RENEW, YOU MUST CANCEL YOUR SUBSCRIPTION AT LEAST FOUR (4) WEEKS BEFORE THE RENEWAL DATE IN ORDER TO AVOID BEING BILLED FOR THE RENEWAL TERM ON YOUR CREDIT CARD. 11. Money Section and Invest Section If you are using the financial, markets and commodities sections of the BTO website, please read this Section 11 which will apply in addition to the above Sections 1 to 10: THE FINANCIAL, MARKETS AND COMMODITIES SECTIONS OF THE BTO WEBSITE ARE FOR USE BY USERS IN THE REPUBLIC OF SINGAPORE ONLY. The information published on these pages is intended to be for your general information only. You should not rely upon their contents in making any particular investment or other decision which should only be made after consulting with a fully qualified financial adviser. The contents of these pages do not nor are they intended to constitute any form of investment advice or any inducement, invitation or recommendation relating to any of the products listed or referred to. Any arrangement made between you and a third party named on or linked to from these pages is at your sole risk and responsibility. BTO does not sponsor, endorse or promote any financial products. 12. Corporate Information The BTO website is operated by The Business Times, wholly owned by Singapore Press Holdings Limited, whose corporate details are as follows: registered address is 1000 Toa Payoh North, News Centre, S. 318994, Republic of Singapore; company registration number 198402868E. Singapore Press Holdings Limited may at any time assign its rights and obligations under these terms and conditions to any other company within the SPH group of companies. 13. Changes to Terms and Conditions These terms and conditions were published on 25th September 2006 and replace with immediate effect all previous terms and conditions. I have read and agree to the above Terms & Conditions
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